Pay2.House Review and CatProxies Partner Offer
What Is Pay2.House
Pay2.House is a virtual card platform built for media buyers, affiliate teams, and advertising agencies. It allows users to issue unlimited virtual Visa and Mastercard cards in USD and EUR, designed specifically for billing on advertising platforms such as Facebook Ads, Google Ads, and TikTok Ads.
Cards are issued instantly through the Pay2.House dashboard. Each card receives its own number, CVV, expiration date, and billing address. Cards support 3D Secure verification and can be added to Apple Pay for contactless payments.
The platform supports multi-currency wallets (USD, EUR, USDT), instant top-ups via USDT (TRC20) and Capitalist with no deposit fees, internal currency exchange, and commission-free transfers between Pay2.House accounts. An API is available for teams that need to automate card issuance and balance management at volume.
Pay2.House is part of the House Holding ecosystem, which also operates Push.House and Cloaking.House.

The Pay2.House dashboard. Card issuance, account top-ups, transfers, and exchange rates are accessible from a single interface.
Key Use Cases
Ad account billing. Virtual cards are the standard payment method for running paid campaigns on Facebook, Google, and TikTok. Each card can be assigned to a separate ad account, which isolates billing and reduces the risk of payment-related flags across accounts.
Multi-account management. Teams running multiple ad accounts across different platforms need a dedicated card per account. Pay2.House supports mass card issuance with no limit on the number of active cards, making it practical for operations that manage dozens or hundreds of accounts simultaneously.
Subscription and SaaS payments. Virtual cards also work for recurring payments on proxies, antidetect browsers, hosting, VPN services, and other tools in the media buying stack. Assigning a separate card per service simplifies expense tracking.
Team budget control. The My Teams feature allows team leads to allocate individual budgets to each buyer, monitor real-time spending, and revoke access instantly. This is useful for agencies and networks that need financial oversight without sharing a single payment method.
How Pay2.House Works With CatProxies
Running ads across multiple accounts requires two separate layers of infrastructure: billing and identity. Pay2.House handles the billing layer by providing a unique virtual card for each ad account. CatProxies handles the identity layer by providing a unique residential IP for each session or browser profile.
When an advertising platform detects multiple accounts sharing the same payment method or the same IP address, it flags those accounts for review or bans them outright. Using a dedicated card from Pay2.House alongside a dedicated residential proxy from CatProxies reduces these overlap signals.
A typical setup involves three tools working together: an antidetect browser to manage separate browser profiles, a CatProxies residential proxy assigned to each profile for location-consistent IP addresses, and a Pay2.House virtual card linked to each corresponding ad account for isolated billing.
| Task | Tool |
| Unique IP per browser profile | CatProxies Residential Proxies |
| Unique card per ad account | Pay2.House Virtual Cards |
| Separate browser fingerprint | Antidetect Browser |
| Location-consistent sessions | CatProxies Sticky Sessions |
| Team spend management | Pay2.House My Teams |
Who This Is Best For
Solo media buyers who run multiple ad accounts and need isolated billing per account.
Affiliate teams and CPA networks that manage large numbers of campaigns across Facebook, Google, and TikTok simultaneously.
Advertising agencies that require budget separation between clients, with real-time spend visibility for each team member.
Anyone already using CatProxies residential proxies and an antidetect browser who needs the billing component to complete a multi-account infrastructure.
Pricing
Pay2.House charges a flat fee per card rather than a percentage of ad spend. Below are the standard rates at the time of writing.
| Item | Cost |
| Card issuance (one-time) | $5 / €5 |
| Monthly maintenance per active card | $5 / €5 |
| Minimum card top-up | $50 / €50 |
| Card top-up fee | 4% |
| Card refund fee | 3% |
| Transaction fee (per successful payment) | $0.25 + 2.40% (USD) / €0.25 + 1.90% (EUR) |
| Bulk discount (100+ cards) | 20% off issuance |
| Account top-up via USDT / Capitalist | No fee |
| Internal transfers (Pay2.House to Pay2.House) | No fee |
Pricing may change. Visit pay2.house for current rates.
FAQ
Do I need Pay2.House if I already use CatProxies?
They solve different problems. CatProxies provides residential IPs that prevent platform detection based on IP overlap. Pay2.House provides virtual cards that prevent detection based on shared billing information. For multi-account setups, both layers are typically necessary.
Can I use Pay2.House cards without proxies?
Yes. Pay2.House cards function independently and work on any platform that accepts Visa or Mastercard. However, running multiple ad accounts from the same IP address, even with separate cards, still creates detectable overlap. Residential proxies address that gap.
What currencies and top-up methods does Pay2.House support?
The platform supports USD, EUR, and USDT wallets. Account top-ups are available through USDT (TRC20) and Capitalist with no deposit commission. Internal transfers between Pay2.House accounts are also free.
Is verification required to use Pay2.House?
Basic card issuance does not require identity verification. Unverified accounts are limited to 10 accounts and 3 wallets per currency. Full KYC verification removes these limits and unlocks API access.
How many cards can I create?
There is no limit on the number of virtual cards. Teams managing hundreds of ad accounts can issue cards in bulk through the dashboard or via the API.
More Virtual Cards Partners
Cryptomus
Pay for ads, subscriptions, and online services with crypto using Cryptomus virtual cards. CatProxies users get free card issuance with promo code CATPROXIES.